Disability Insurance

On average, one in three people will be disabled for three months or more before the age of 65, with the average length of that disability being 2.9 years.”

- Stats Can, Participation and Activity Limitation Survey 2006

Why play Russian roulette with disability?

A disability is possibly the greatest financial threat facing an individual, but unfortunately, many people continue to be unaware of the danger. We insure our homes, cars, diamond rings and other assets against theft or loss. And yet, many of us fail to protect the one asset that provides these material goods: our ability to earn a living.

A loss arising from a total disability can have grave financial consequences, often more devastating than death itself. When a disability occurs, there are two main problems: not only does the individual lose income, but they are also faced with new medical costs. Unfortunately, day-to-day expenses continue; mortgages must be paid, credit card payments continue and groceries need to be bought.

At Gryphon Benefits & Insurance, our goal is to protect your ability to earn a living. We provide expert guidance to choose from a wide array of disability products including:

  • Individual & Group Disability Contracts
  • Business Overhead Insurance
  • Key-Person Disability Coverage
  • Disability Buy-Sell Insurance